Lending Solutions

Leader in Lending Solutions

Hoonartek is a market leader – offering a comprehensive portfolio of lending services from Loan Origination to Collections.

Our industry-skilled and certified experts guide organizations through each stage of the lending lifecycle and offer implementation services either to complement existing systems or engineer new solutions to deliver personalized services valued by their customers.

Value Drivers

We help you turn data into actionable lending life cycle decisions. Make wise lending choices – not in months, but in days!

Minimizing risks while dilivering maximum customer satisfaction is a fine balanding act. Our lending solutions empower you to accelerate time-to-market, deliver superior customer experience, and maximise profitability.

Greenfield Implementation

  • Requirement analysis
  • Workshops
  • Effort estimation
  • Project delivery
  • QA & Go-Live support

Feature changes and support

  • Functional SMEs with product knowledge
  • Technical SMEs with product knowledge

Platform changes and support

  • Product Installation and Administration
  • Servers patching, Security, Upgrades, vulnerability fixes.

Managed Services

  • Design Studio resource
  • Technical resource
  • Database / ETL resource
  • Optimizations
  • L1, L2 (24×7, 12×5), L3

Assurance

  • Functional / Non-Functional
  • Integration Flows / API testing
  • Manual / Automation / Performance
  • End to End testing (Front-end to BRE and vice-versa)
  • ETL / Data lake to Decision Engine rules

Migration Factory

  • Legacy to Latest version
  • Implementation Approaches (Big bang / Phase-wise)
  • Templates, Accelerators
  • Experience of Tallyman / PCC1.x to PCC2.4, PCSM2.9 to PCSM 2.13 upgrade

Digital Lending Services

Hoonartek’s Digital Lending Services is a complete solution for all lending requirements and for providing a seamless borrower experience.

With services across the entire lending lifecycle spectrum, Hoonartek is the ideal technology partner to build, modernize, sustain and manage the complete platform development for lending and allied tools.
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Market leader with 13+ years of lending industry expertise

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Global Presence – US, Europe, UK, South Africa, Saudi Arabia, and India among other countries

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Leverage technology insights to deliver business results

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Implement and Support one of the world’s best lending platforms – Experian™ PowerCurve Suite (Business Rule Engine / Credit Risk Strategy Management, Debt Collection & Recoveries, Acquisition / Originations, Connectivity and Enrichment), Tallyman, Experian™ One (EO)

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Implement and Support ACTICO Platform – ACTICO Modeler, ACTICO Machine Learning, ACTICO Team Server, ACTICO Execution Server & Core, ACTICO Workplace, Analytical Functionalities

Offerings​

  • Provide end-to-end lending lifecycle solution
  • Create custom solutions, enabling all stages from design to go live and managed services
  • Provide engineering services to build, modernize, integrate & sustain lending lifecycle
  • New age technology implementation for digital native customers
  • Drive implementation initiatives to set up the platform and process for clients

Benefits​

  • Digital lending platform
  • Increased customer reach
  • Quicker Turn-Around Time (TAT)
  • Lower operating costs
  • Better risk management leading to lower NPA
  • Centralized policy rules
  • Efficient collections
  • Increased productivity

FAQs

What is a digital banking solution?

A digital banking solution leverages technology to provide banking services online, eliminating the need for physical branches. These solutions offer features like online account management, mobile banking, digital payments, and online loan applications.

What are digital financial solutions?

Digital financial solutions encompass a broader range of technology-driven services, including digital banking, online payments, mobile wallets, digital lending, and fintech innovations that transform how individuals and businesses manage their finances.

What does a business rules engine do?

A business rules engine (BRE) is a software system that executes business rules to automate decision-making. It allows businesses to define, modify, and manage complex rules without changing the underlying application code.

What is a business rule engine in banking?

In banking, a business rule engine automates processes such as loan approvals, fraud detection, risk assessment, and compliance checks. This increases efficiency and ensures consistent application of policies. A business rule engine in banking can automate credit scoring, loan pricing, and regulatory compliance.

What is the meaning of loan origination?

Loan origination is the process a borrower goes through to apply for and receive a loan. It encompasses all the steps from initial application to the final disbursement of funds

What are the steps in the loan origination process?

The steps in the loan origination process typically include application, credit evaluation, loan processing, underwriting, and loan funding. A robust loan origination system helps streamline and automate these steps.

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